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BUY NOW, PAY OVER TIME
Buy Now, Pay Later with Affirm on Amazon Pay
More shoppers than ever are looking for an option to pay over time. And now, with Amazon Pay and Affirm, you can get exactly what you want while making budget-friendly payments.
AMAZON PAY WITH AFFIRM EXPLAINED
You choose how and when to pay — with personalized plans
When you check out with Amazon Pay and Affirm, you’ll get more flexibility than ever. Affirm offers personalized payment plans that are tailored to your total order value, so you can choose the option that best suits your individual needs and budget for each purchase.
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YOUR BUDGET YOUR WAY
Shop for things you love and pay over time with flexible installments
When you select Affirm as your payment method, you can break up the total cost of your purchase into affordable monthly installments. That means you can shop at your favorite Amazon Pay merchants and pay at your own pace.
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ZERO SURPRISES
Buy what you want, while always being on top of exactly what you owe
Affirm shows you the total amount owed and payment schedule up front, so you can shop worry-free. Affirm also never charges any late, hidden, or surprise fees.
QUICK AND EASY
How to use Amazon Pay with Affirm
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01: SHOP
Shop at your favorite online stores that accept Amazon Pay with Affirm.
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02: SELECT AFFIRM AS YOUR PAYMENT METHOD
Check out with Amazon Pay and then select Affirm as your payment method. Enter a few pieces of information for a real-time eligibility decision.
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03: CHOOSE YOUR PAYMENT TERMS
You’re in control. Select the payment schedule that works best for you.
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04: MAKE YOUR PAYMENTS
Manage your payments in the Affirm app or online at affirm.com. Affirm gives you the option to set up autopay and sends reminders when a payment is due.
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Have questions?
Frequently asked questions

What can I buy with Affirm?

You can use Affirm to pay over time at online stores that offer Amazon Pay at checkout. Certain purchases are not eligible — such as gift cards, digital items, or cart values under $50 — and Affirm will not be available as an option at checkout for these purchases.

Can I use Amazon Pay with Affirm outside the U.S.?

Not yet. While you can use Amazon Pay to check out at tens of thousands of stores around the world, you can only use Affirm to pay for purchases shipped to a U.S. address.

How do I make payments?

After your items have shipped, you’ll get an email from Affirm with your payment schedule. You can manage your payments in the Affirm app or online and set up autopay so you don’t miss a payment.

Will Affirm affect my credit score?

Choosing Affirm at checkout and seeing whether you are eligible will not affect your credit score. If you select an installment plan from Affirm, your payments may be reported to credit bureaus.

Are there any fees or interest charges?

There are no hidden fees, no late fees, no annual fees, and no surprises. Your payment plan may include interest charges depending on the size of your purchase and the plan you select at checkout. But you’ll never be charged more than you agree to at checkout.

Can I pay off my purchase early?

Yes, you can pay off your purchase early. You can choose the payment schedule that works best for you, and you will not be charged any penalties.

How do I get help?

Visit the Affirm Help Center to get answers to any of your additional questions.

*Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders.

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